Professional mobile detailer applying foam cannon to a dark luxury vehicle
SPECIALIZED COVERAGE

Specialized Insurance for Mobile Detailing & Power Washing Businesses

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Why Standard Insurance Falls Short

Standard General Liability has gaps that can bankrupt a detailing business. Here's how we close them.

Water Damage & Runoff
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Standard GL Policy

Excludes "Care, Custody, or Control" damage to customer vehicles.

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Our Solution

Comprehensive Garagekeepers coverage included for all service locations.

Equipment in Transit
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Standard GL Policy

Stolen or damaged pressure washers in your truck are rarely covered.

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Our Solution

Inland Marine coverage for $50k+ of mobile equipment anywhere.

Chemical Spills
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Standard GL Policy

Pollution exclusions often deny claims for detailing chemical runoff.

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Our Solution

Custom pollution liability endorsement specifically for car care products.

Comprehensive Coverage for Mobile Detailers

Three pillars of protection designed for the unique risks of mobile detailing and power washing.

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Equipment Protection

  • check Pressure washers, extractors, polishers covered in transit and on-site
  • check Replacement cost coverage with no depreciation on specialized gear
  • check Theft protection from locked vehicles and trailers
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Liability Coverage

  • check Care, custody & control for vehicles in your care
  • check Pollution liability for chemical spills and runoff
  • check Bodily injury and property damage at job sites
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Business Protection

  • check Business interruption income replacement
  • check Workers' comp and commercial auto add-ons
  • check Cyber liability and customer data protection
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Trusted by Mobile Detailers Nationwide

Real stories from real detailing professionals.

Jason R., On The Go Detailing

Jason R.

On The Go Detailing

"When my pressure washer was stolen from my van, Contractors Choice had me back in business with a replacement in 48 hours. Their mobile equipment coverage is unmatched in the industry."

Sarah K., Shine Bright Mobile Detailing

Sarah K.

Shine Bright Mobile Detailing

"After a client claimed we damaged their paint, Contractors Choice handled everything professionally. Their liability coverage gave me peace of mind to focus on growing my business."

Ready to Protect Your Shine?

Join 5,000+ mobile detailers who trust us to keep them washing.

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